Trilegiant: a Proactive Approach to ID Theft
While conventional ID theft prevention products rely on credit monitoring and reporting, Trilegiant goes beyond that.
For more than three decades, Trilegiant Corp., a subsidiary of Connecticut-based affinity marketer Affinion Group, has been securing personal data and information of millions of Americans from being accessed illegally and sold in hacker marketplaces. Trilegiant has a more proactive approach to preventing identity theft. Instead of keeping potential identity thieves away, it looks for them instead, combing IRC chatrooms and hacker forums to keep track of possible sale and exchange of credit card information.
Initially working alongside banks and financial institutions, Trilegiant’s security capability allows it to crawl the Web, search public records to investigate possible association between a subscriber’s name and criminal activities and check credit services. As Affinion owns CardCops—a chatroom-monitoring service—it is able to scour online rooms and marketplaces for potential fraudulent activity.
Trilegiant offers a variety of programs to secure persons from fraud and identity theft. PrivacyGuard is a credit monitoring and information protection service that grants members secure access to their personal data. ID Secure allows users not only to monitor potential fraud, it also assists them in resolving problems associated with fraudulent activity. Its most comprehensive protection suite, IdentitySecure, combines all of Trilegiant’s security capability.
